One of the most critical questions we ask ourselves is the importance of phone insurance. Many people have questioned the credibility of the insurance and if it really is worth it. Here are some benefits of getting phone insurance for your precious device:
- One of the major arguments is that people without insurance for their smartphone have to pay a lot more to repair it than people with insurance. The people that have insurance have to pay a small fee while claiming insurance. However they would be covered as far as water damage or software problems are concerned. Most people prefer to buy a new smartphone if something goes wrong with their phone. For them claiming insurance would mean waiting for a few days while their phone is repaired.
- Imagine losing your precious smartphone just two days after purchasing it. With phone insurance you do not have to spend more money on a new smartphone. All you need to do is make a claim and receive a new smartphone almost instantly. Most people believe that just buying a strong case for your smartphone prevents the phone from getting any scratches. However a case for your smartphone does not prevent it from getting stolen.
- While some people feel that making an insurance claim takes ages it is not true. With most insurance companies you can make a claim at any time over the phone or online.
- While some off market dealers can repair your smartphone at a nominal fee these repairs are not guaranteed and it may just make the phone worse. With an insurance claim you can be assured that the smartphone will be handled by company professionals.
With phone insurance you will always have your peace of mind even if you lose your phone or your phone has some software or hardware issues. Insurance makes your phone drop proof, theft proof and accident proof as well. Many insurance companies will cover your phone under the following scenarios:
- If the smartphone is stolen or lost.
- Damaged device that can be replaced or repaired.
One of the biggest advantages of phone insurance is your smartphone is covered even when you are traveling outside the country. Insurance covers damage, loss or anyone stealing your smartphone when you are abroad. Phone insurance also covers unauthorized use of your device for a certain amount. This comes into effect if your smartphone is stolen or lost. Phone insurance is beneficial in more ways than one. There are a number of people that will always claim otherwise however it has been proven over time that there are amazing benefits to paying for phone insurance. There will be times that you will not be able to afford a new smartphone when your current device is lost, damaged or stolen. In such a scenario it is always a benefit to pay a small fee and have a replacement device in no time. There is no need to purchase anything new with phone insurance.